Kamis, 28 Februari 2013

13 Money Saving Tips for 2013

Don't you just love infographics? I do, especially when it is about money!  This infographic gives you some ideas of ways to save money to get started.
 
The best way to look at expenses are the yearly total NOT the monthly or weekly total. This gives you a LOT more perspective on how much you are spending.

Here are some great ideas for saving big in 2013.

13 Money Saving Tips for 2013

 
 

Rabu, 27 Februari 2013

Bar Exam Neurosis

Let's be clear: I don't use my blawg to create a persona. I am true to myself, and am perfectly fine being super ridiculous and nerdy and cheesy. 

So I'm gonna drop some truth on you right now: when it comes to test-taking, I am a NEUROTIC BITCH. Not like, oh, kinda crazy and don't bathe when it comes time to take the test. Like, have to regurgitate said test back in my hotel room so I can purge it from my mind forever. 

Yeah, you heard that right. I rewrite all the questions I can remember from the exam. Because I'm fucking crazy. (Although I would rather be crazy than think it's acceptable NOT TO BATHE WHEN I'M GOING TO BE IN PUBLIC.)

Proof is in the (cray) pudding. And my neurosis is especially evident in the fact that no,
you can't read my writing because I resized the photo to prevent such things from happening. 

Today, I managed to remember 94 questions from each session. No, I will not give them to you. No, I do not plan on disseminating them to anyone. I will probably burn them after this fucking bar exam, because really, they serve no purpose to me. They're just the byproduct of mental cleansing. 

And yet, I feel no less crazy now than when I started. 

(Don't judge me.)
(My mother does that enough for the both of us)


Selasa, 26 Februari 2013

Day 1 of TBE in review....

Today was the first (half) day of the Texas Bar Examination. All things considered, I think I did okay. MPT wasn't difficult, only missed a few Texas civ/criminal procedure/evidence questions, and I left 15 minutes early.

Unfortunately (or perhaps fortunately), leaving 15 minutes early meant I missed some Texas Bar Exam drama. Apparently one of the test-takers asked to go to the bathroom during the last 15 minutes of the test. This is a no-no (might as well call it that, considering we're being treated like children). No one gets up during the last 15 minutes. No one is allowed to leave. Don't ask me why; it's just how it is.

So this guy throws a hissy and WHIPS OUT HIS DICK AND PISSES IN A ZIPLOC BAG. Yeah, you read that right. He withdrew his penis from his pants and emptied his bladder in the Ziploc he brought his things in. Then he apparently gathered all his shit, tossed that Ziploc on the ground, and peaced out...all during the 15 minute lockdown.

Aside from the obvious lack of social skills that somehow made this guy presume that withdraw his willy in public is a perfectly acceptable thing to do, I think a bigger issue remains....someone has to pick up that bag of piss.

So yeah. All things considered, I wasn't that person. I'm going to deem this day as a win.

(My friend Zilly was a row in front of this guy and saw the piss, and describes it so much better than I. Check out her account of things, INCLUDING HOW SHE WAS ABLE TO SMELL IT, here.)

Senin, 25 Februari 2013

A Photographic Journey Through Nashville's City Cemetery

Nashville City Cemetery is one of the oldest and largest cemeteries in Tennessee.  It was founded in January of 1822 and by 1850 11,000 souls were laid to rest in this beautiful necropolis.   The cemetery is home to many of Tennessee's prominent historical figures.  Two governors, 4 confederate generals, and many Nashville mayors now call this urban cemetery their resting place.   It is a pretty cemetery hidden between buildings and roads.   Its location is typical of an urban landscape and is unmarked by beauty or darkness, but the cemetery climbs out of this ordinary landscape and remains both lovely and serene.  
 







Trivial Pursuits

On a news item recently I see that author Hilary Mantel has courted controversy by insulting the Duchess of Cambridge. I'm not certain if her comments have been taken out of context but she has been heavily criticised in the media. It doesn't seem to have done her career much harm though. I understand that sales of her books have risen since the article was published. On that thought I wonder if I should publicly vilify a well-loved national icon to raise my profile. Sir Steve Redgrave maybe? Dame Vera Lynn? Perhaps not.

In the same news programme I heard that the pub quiz is enjoying a surge in popularity. Maybe it's because the British public are tired of sitting at home staring at computer screens. Or perhaps they're bored with banal TV programmes. Does this mean people are going to start socialising properly again instead of collecting virtual friends? Hopefully, the knock-on effect will be that reading becomes a popular pastime again. Good news for us authors.

If people are looking for more stimulating ways of occupying their spare time it's possible that families may start spending more time together. Wouldn't it be great to see our parks full of parents playing games with their kids? It's healthy and it costs nothing. That would be the real Olympic legacy that the government is always talking about. You don't have to join a club to get fit.

I remember our Sunday afternoons down the local rec with bats and balls. Some games could get quite competitive though. I remember one afternoon mum got concussed while playing cricket. We had to move her from first slip to square leg. Dad was really upset. Next weekend was our football tournament and she was his best goalkeeper. Happy days.

Minggu, 24 Februari 2013

"Thank you for not opening the lights."


The Story

They were roommates. The other one was getting ready for a party while the other was getting ready to sleep. So the former closed the lights as he went out of the room. When he reached the parking area, he realized that he forgot his keys so he went back to get it. He didn't bother to open the lights anymore since he knows where it is and he does not want to disturb his sleeping roommate. After the party, while he was driving back to his dorm, he noticed that there was an ambulance following him and some police cars too. As soon as he entered the grounds of Ateneo, the ambulance was still tailing him. When he reached his dorm, there was a crowd surrounding his room. His roommate was murdered, his body dismembered and on the mirror was a note in blood "Thank you for not opening the lights".


About


According to the story, it happened in Ateneo. However, the story has a similar one in USA, and it was documented by Jan Harold Brunvand on his book The Vanishing Hitchhiker. He also gave it a title, The Roommate's Death. The legend actually dated 40 years ago (or probably more). Brunvand said in his book:
.... One consistent theme in these teenage horrors is that as the adolescent moves out from home into the larger world, the world's dangers may close in on him or her. Therefore, although the immediate purpose of these legends is to produce a good scare, they also serve to deliver a warning: Watch out! This could happen to you!

Versions


All versions have similar story line:
... someone is killed right under the nose of an unsuspecting female protagonist, but because the lights are out, or the crime takes place in another room, the victim's body isn't discovered until later, usually the next morning. As the story is sometimes told, the protagonist hears suspicious noises but is afraid to investigate because she thinks it could be an intruder coming after her.[1]


And here is one example of it:
As told by Jon Little:

I heard about a girl who went back to her dorm room late one night to get her books before heading to her boyfriend's room for the night. She entered but did not turn on the light, knowing that her roommate was sleeping. She stumbled around the room in the dark for several minutes, gathering books, clothes, toothbrush, etc. before finally leaving.

The next day, she came back to her room to find it surrounded by police. They asked if she lived there and she said yes. They took her into her room, and there, written in blood on the wall, were the words, "Aren't you glad you didn't turn on the light?" Her roommate was being murdered while she was getting her things.

(I've heard this several different times. Each time it was at a different university.)

 

[Brunvand, 1965]

These two girls in Corbin had stayed late over Christmas vacation. One of them had to wait for a later train, and the other wanted to go to a fraternity party given that night of vacation. The dorm assistant was in her room—sacked out. They waited and waited for the intercom, and then they heard this knocking and knocking outside in front of the dorm. So the girl thought it was her date and she went down. But she didn’t come back and she didn’t come back. So real late that night this other girl heard a scratching and gasping down the hall. She couldn’t lock the door, so she locked herself in the closet. In the morning she let herself out and her roommate had had her throat cut and if the other girl had opened the door earlier, she [the dead roommate] would have been saved.

Obviously, the story happened in Ateneo is a fake. Perhaps, the person who started to spread it just want something interesting that (s)he can share to his/her friends.
Source:
http://urbanlegends.about.com/od/horrors/a/turn_on_light.htm
http://spoonlagoon.blogspot.com/2008/09/pinoy-urban-legends-10.html
http://www.snopes.com/horrors/madmen/roommate.asp

Jumat, 22 Februari 2013

Kamis, 21 Februari 2013

Movie Review: The Awakening

I try to watch all the haunting movies I can find.   Many of them follow a very similar story arc and I am rarely surprised by them.  Not that this is a bad thing,  I love ghost stories and I enjoy them in all their permutations.  However, it is nice to find a haunting tale that is a little surprising.  I found the awakening to be surprising.  

The Awakening is a mystery set at the height of the spiritualist movement in England.   It is just after World War I and the Spanish Flu and charlatans claiming to speak to the dead are prolific.  The heroine of this tale travels the country debunking fraudulent spiritualists and proving hauntings to be the machinations of man rather than manifestations of the dead.   Of course,  all this changes for our heroine when she is invited to investigate a haunting in a boys' boarding school.  Initially,  it seems that she will be able to quickly debunk the ghost story behind the boys boarding school, but as the haunting escalates, our heroine's wits begin to unravel and we often wonder if perhaps she is more haunted than the school itself.  

The Awakening does an amazing job of mixing the psychological hauntings of those who had survived World War I with the physical haunting of the school.  The ghosts of the soul are just as terrifying as the ones that wander the school and the combination of both creates a beautiful tension in all the characters.  I loved this movie in all its haunting beauty. 

Rabu, 20 Februari 2013

Senin, 18 Februari 2013

Kentucky Fried Chicken Rat Tail

Fast-food chains, like Jollibee and McDonalds, have been subject to urban legends. These stories only focus on the foods they serve to their customers. All of them tell that, These restaurants are filthy, serving their gross meals to their loyal buyers.

Actually, one of my readers contributed one urban legend about Kentucky Fried Chicken (more commonly known as KFC). Thanks to him.

Finger Lickin' Myth

A famous fast-food chain whose specialty are fried chicken has an urban legend too. In a certain branch of the mentioned fast-food store, a customer ordered one piece of their world renowned fried chicken. When the patron was about to eat the meal, he/she noticed that it had a string-like object attached to the meat. Upon closer inspection, it turned out to be a tail... of a rat, a FRIED RAT! The customer complained the tainted meat to the manager who speculated that a rat might have slipped and fell into the frier. The management offered a certain amount of cash to this person and also a brand new car to keep his/her mouth shut. I think it was a failed attempt to silence the person as the story got out.

The above story is similar to some stories in USA: (I got this from Snopes.com)

[Collected by Fine, 1976]

An old lady ordered out for Kentucky Fried Chicken. She was eating along when she noticed teeth; she pulled back the crust and discovered she was eating a rat. She had a heart attack and died, and her relatives sued Kentucky Fried Chicken for a lot of money.
 

[Collected by Fine, 1977]

There was a wife who didn't have anything ready for supper for her husband. So she quick got a basket of chicken and tried to make her dinner look fancy with the pre-pared chicken. Thus, she fixed a candle-light dinner, etc. When her and her husband started eating the chicken, they thought it tasted funny. Soon to find out it was a fried rat.


According to Snopes.com:
... The choice of a rat as a contaminant is easy: rats have turned up in food products before; they're the right size and shape to be mistaken for pieces of chicken (especially when fried in batter); and rats are vermin, symbols of filth and decay. The fact that the rat-chicken is usually eaten in the dark is a plot device to prevent premature discovery of the "secret," although some might consider it an important symbolic aspect of the legend.

Well, perhaps the only reason why these stories rise because of customer loyalty competition. I remember the story of the Cat - As the Main Ingredient of Siopao. I wrote there:
... (This is just) a kind of business technique on winning customers' favor over the said restaurant, thus they told false stories circulated in the city.
.
Source:
Contributed by: Jan Erik Bernal
http://www.snopes.com/horrors/food/friedrat.asp

Cards in anticipation of the bar exam

As my fuse grows shorter the closer I get to the Bar Exam, I find myself having to excuse or apologize for my behavior more than I'm comfortable admitting. 

Unfortunately, it doesn't seem like Hallmark makes cards that concern the bar exam. 

So I made my own.

This is Card #1. More to follow. May God have mercy on our souls. 


Jumat, 15 Februari 2013

What you need to know about Debt Cancellation during Tax Time

Question: Madam Money, I settled a debt with a creditor and they sent me a 1099-C. What is a 1099-C and how does this affect my credit?

Answer:  Good question.  A settlement is the acceptance of a partial payment of the amount of debt owed. The remaining amount of the debt is known as the deficiency balance.  The deficiency balance, not collected, is essentially forgiven. Debt cancellation is the forgiveness of the entire amount owed. 

The creditor can file a 1099-C, which is a cancellation of debt form, with the IRS if the creditor has either 1) reached a settlement with a debtor for less than was originally owed, or has 2) forgiven the entire debt, concluding it will never be able to collect the debt.  If the creditor files a 1099-C for the amount forgiven to the IRS, that amount will have to be claimed as income on the person's personal tax return.

If and when a creditor issues a 1099-C in your name to the IRS, the amount included on the form is considered income that you must claim and pay taxes on.

Creditors must file a 1099-C with both the IRS and with the debtor for all debts of $600 or more under the following circumstances:
  1. Cancellation or extinguishment making the debt unenforceable in a receivership, foreclosure, or similar federal or state court proceeding.

  2. Cancellation or extinguishment when the statute of limitations for collecting the debt expires, or when the statutory period for filing a claim or beginning a deficiency judgment proceeding expires. Expiration of the statute of limitations is an identifiable event only when a debtor's affirmative statute of limitations defense is upheld in a final judgment or decision of a court and the appeal period has expired.

  3. Cancellation or extinguishment when the creditor elects foreclosure remedies that by law end or bar the creditor's right to collect the debt.

  4. Discharge of indebtedness by agreement between the creditor and the debtor to cancel the debt at less than full consideration.

  5. Discharge of indebtedness because of a decision or a defined policy of the creditor to discontinue collection activity and cancel the debt. A creditor's defined policy can be in writing or an established business practice of the creditor. A creditor's practice to stop collection activity and abandon a debt when a particular nonpayment period expires is a defined policy.

  6. The expiration of nonpayment testing period. This event occurs when the creditor has not received a payment on the debt for a 36 month period beginning on December 31st. (this 36 month period is rebuttable by creditor based on facts and circumstances)
 
If you settle with a creditor or if they agree to forgive the debt, be sure to ask the credit if they file a 1099-C with the IRS.  A settlement or cancellation of debt may help you with your budget and credit on the front end but it may cost you during tax time if you have to claim that amount on your taxes as income.

Some creditors may settle a debt with the debtor without filing a 1099-C and just report the debt as a debt "settled for lessor amount" on the credit report. The affect on the credit report will relatively both be the same. These accounts will eventually have less of a negative affect on the credit report the older they get. Time heals all credit report wounds.

If you received a 1099-C, make sure to give this to our tax accountant for further guidance and assistance.

Tarra Jackson
Madam Money
www.MadamMoney.com
FB.com/tarrajacksonenterprises
Twitter: @MsMadamMoney

Kamis, 14 Februari 2013

Thanks for your responds...


Thanks for the responds, the customer we are purchasing their office building is (A Local Business Near You). We like to know if you have conflict, we will forward you the Letter of Intent for the Purchase for your review.

Please forward us engagement letter to sign and furnish us with estimate for legal fees if you have no conflict.


Best Regard
Itsuki Hiroyuk
Kodansha Ltd., Tokyo, Japan
12-21 Otowa 2-chome Bunkyo-ku
Tokyo, Japan 112-8001
Telephone: +81 (0)3/53 95 35 71

Rabu, 13 Februari 2013

How Valentine's Day Started with Naked Ladies and Dead Animals

It is time for my annual Valentine's Day Post.  This is my favorite post of the year because Valentine's Days origins are so interesting.  I hope you all have a happy Valentine's Day!

My favorite thing about holidays are their bizarre origins.  Most of our modern celebrations have roots in old pagan traditions.  Valantine's Day is no different.  Its pagan roots are just more bizarre than most. They are so strange I like to write about them every year.  I know it is slightly off topic, but naked people being flogged with animal hides is worth discussing in any forum. Apparently the ancient roots of Valentine's Day begins with the Romans. The Romans celebrated Lupercalia from Feb. 13 to 15. In Roman mythology Lupercus was the equivalent of the Greek god Pan who was known to be a sexy sort of fellow who promoted fertility. His holiday was a somewhat romantic kind of celebration. During Lupercalia the men would sacrifice a goat and a dog and then whip women with the hides of the dead animals. The women would line up naked in order to be whipped. They did this because they believed this ritual would make them more fertile. Afterwards, there would be lottery in which men and women would be paired up for a night of naked fun.


I know, you are now wishing we still celebrated Valentine's day this way. Enough with the cheesy cards. Where are the dead animals, whippings, and naked people? It was the Catholic Church that ruined the fun. Emperor Claudius II killed two Valentine's in different years of February 14th. Both men were martyred and the day derives its name from these two martyred saints. In the 5th century, Pope Gelasius I got confused and merged the two martyrs into one person and named February 14th after them. He also absorbed the romantic traditions of Lupercalia into the day in order to soften the pagan debauchery and retake the day for Christianity. Christianity has a long history of doing this type of thing. Christmas was taken from Roman Saturnalia traditions and Norse Yule traditions. By absorbing pagan holidays rather than forbidding them, ancient Christians were able to gain new followers rather than lose them.

Chaucer and Shakespeare can be credited with further romanticizing St. Valentine's day and turning it into the romantic, kissy holiday it is today, but I will always think back to better days when women ran naked through the streets being beaten with dead animals.

Texas Hunger Games....I mean, Bar Exam

As the days run out, all I can think about is how I'm surely approaching my doom. Which gives rise to some excellent quotes from The Hunger Games:

"Stupid people are dangerous." 

"Here's some advice: stay alive." 

"Aim higher, in case you fall short." 

At any rate, hope you enjoy my little piece of "sunshine," just in time for the Texas Hunger Games Bar Exam. 


"Tick, tock."

Minggu, 10 Februari 2013

Doña Juana Rodriguez Street Haunted House


The Doña Juana Rodriguez Street is located at New Manila, Quezon City. It was the old name of Broadway Avenue (near the building of Broadway Centrum - GMA).

I don't have enough time to research and go to National Library to confirm if the author tells the truth about the article of Daily Express. I cannot say the story is real, because me, myself, haven't gone on the said location. By the way, the

The Whole Story



The Doña Juana Rodriguez St. Project
By: Anonymous


I first heard this true-to-life ghost from my professor who ran out of lessons to teach one sleepy afternoon. It was about this saleslady - let's call her Mrs. Santos - during the Seventies who was into direct-selling Tupperware products, something new in te kitchenware market at the time.

At the end of the demonstration she conducted in Laguna, a middle-aged gentleman, who looked like an important businessman - sort of like a Jaime Zobel de Ayala or a John Robert Sobrepena - approached her.

The guy - let's call him Mr. Cruz - invited her to do another demonstration in a house along Dona Juana Rodriguez in New Manila, Quezon City.

Charmed by the man's courtly demeanor, the saleslady accepted the invitation and went the following week to the address given. It was a lazy Saturday mid-afternoon and very few vehicles were passing by in front of the mansion.

In the front yard stood an old, balding man in a white undershirt, sweeping away the dead leaves. When he saw her, the old man, who was probably the caretaker readily invited her inside.

The interior of the mansion exuded a certain Old World charm, something seen in period movies like The Sound of Music or Gone with the Wind. She was ushered into the sala and was told to wait for Mr. Cruz. Mrs. Santos proceeded to see out all the Tupperware items she had brought with her. By the time she had finished, Mr. Cruz still hadn't arrived. She decided to pass the time by reading some of the reading some of the magazines. Oddly enough, she couldn't recognize any of the faces featured on the covers. Glancing at the dates, she saw they were all dated in the 1930's.

Suddenly, she heard voices coming from upstairs - animated conversation, punctuated by laughter here and there. When she looked up, Mr. Cruz, together with several men and women similar to his age and bearing, were coming down the stairs.

Mr. Cruz introduced her to his friends, who were all wearing gray suits. Some of the men were in gray coats and ties, some in gray barongs and pants - even their shoes and handkerchiefs were gray. The women were in gray skirts and long gowns. Mrs. Santos didn't pay particular attention to their attires, surmising that perhaps it was a gathering of an upper-class club or organization and such "uniform" were required.

Mrs. Santos introduced the Tupperware products and everybody seemed excited and pledge to order some items. After her demonstration, someone turned on the turntable and played old tunes, probably Bing Crosby classics. Then someone brought out some food and wine and a party began. Mrs. Santos was invited to stay for the party. She declined, saying it was getting dark,but did drink a little of the wine.

Mrs. Santos went home happy and tipsy that day. She stayed the night with a 60-year old aunt who lived in Malate. Mrs. Santos told her aunt about her rich, elegant but weird clients. The aunt was surprised when she mentioned the names of Mr. Cruz and his friends. Apparently, her aunt knew them all by name and reputation. Yes, they were all celebrities and elegantly rich! Some of them were famous artist, musicians and socialites. The only thing was, her aunt had watched and read about them during her college days, decade ago. As a matter of fact, these people had been dead for a long time. Many of them didn't survive the Second World War!

Mrs. Santos was too stunned to speak. To think that she even danced a tune or two with them and tasted some wine!

A few months after, Mrs. Santos decided to write about her experience and have it published in the Sunday edition of the Daily Express. It came out in the second week of December 1972.

When my professor read the article, he tried to find out the truth behind the story. He asked his students (at the time, he was teaching the high school students of San Beda College), to visit the mansion in New Manila with him - as a sort of adventure. So, together with a dozen of his students, my professor went to the house one Saturday morning.

To their surprise, an old man identical to that described in the Express story was there in front yard, doing much the same thing that the old man in the story was doing - sweeping away the dead leaves.

My professor made some pretext about the needing to interview Mr. Cruz about the old houses. The old man ushered them all inside, and there they found everything as described in the 70's article. Even the old magazine were there, bearing the same dates. The old man told them to wait as he climbed the long staircase to inform Mr. Cruz about the group.

What happened next? Well, the group didn't wait around to find out as they sped out of the mansion as fast as their feet could carry them.

When I asked the professor whether the story was true or not, he dared me to find out myself. He gave me the exact location of the house, which was some blocks away from the Broadway Centrum. So one Sunday morning, I decided to see for myself. Trudging up Doña Juana Rodrguez Street, i noticed some old houses but saw no sign of the old man. Reporting back to my professor, I suggested that after 20 years, somebody might have bought the property and turned it into one of those townhouse complexes. Probably, he said. He didn't care because after the horrifying incident he never went back there. Even at the height of traffic in the area, he always made it a point to avoid the street.

As for myself, I can only report his strange incident that happened after I visited the street: One Monday morning I checked out the National Library for old copies of the Sunday Daily Express magazine. To my surprise, I discovered that all the copies of the December 1972 issues were there - except for the issue that came out on the second week. The librarian, who has been working there for decades, was also puzzled. Coincidence? Somehow, I think not.


Source:
True Philippine Ghost Stories. Book 12. PSICOM Publishing Inc.

Jumat, 08 Februari 2013

Sad, but true....

The problem with having a law license in one jurisdiction while taking the bar exam in another....

Oh? You don't think I'm smart enough to practice in your state?


Motivation....lacking. 

Rabu, 06 Februari 2013

Selasa, 05 Februari 2013

Would YOU willingly vacay in BEL?

It's crunch time in BarExamLand, the magical place where unicorns and rainbows go to die. 


Incidentally, that's where my soul has also gone to die. 

But it could be worse...I could be taking the bar exam in Louisiana....which started THIS WEEK.

Kuntilanak: The Monstrous Ghosts of Those Who Die in Childbirth

The Kuntilanak is an extraordinarily malevolent spirit found in Malaysian folklore.  A Kuntilanak is the ghost of a pregnant woman who died in childbirth or died from complications resulting from pregnancy.  The Malaysian word  for a Kuntilanak is Pontijanak which means pregnant.  Kuntilanaks are usually seen either crying or laughing hysterically.  They are often found in old buildings and  and are sometimes said to kidnap and devour small children.  

The Kuntilanak usually appears as a beautiful young woman and this makes her more beguiling to her potential victims.  The smell of fragrant flowers follow them wherever they go.  They use their many charms to seduce men and they are often found by unscrupulous men looking for a good time.  Men find them wandering the side of the road and when the men pick the ghost up the men are rarely heard from again.   The Kuntilanak  also enjoy harming pregnant women and causing miscarriages.  Pregnant women are most vulnerable to Kuntilanak when they are traveling and the only way a pregnant woman can protect herself is to carry nails or scissors with her at all times. If the nail or scissors are driven into the base of the Kuntilanak's skull and left there it will drive the evil from the ghost and she will become a woman again until the nail is removed.

Ever the friendly ghost, when the Kuntilanak kills its victims it usually digs its fingernails into its victim's stomach and pulls out their intended's guts and gorges herself on them.  In the case of men, the kuntilanak often pulls off the genitals, the source of her unfortunate pregnancy and death, and devours those first.  Some argue the kuntilanak is more of a vampire than a ghost because it must feed on the living to continue its preternatural existence, but the images and stories of visitations of Kuntilanak's are more consistent with ghost stories than vampire stories.  Either way,  if you run into a lonely woman crying on the road or wailing like a baby it is probably best to carry a few nails with you because the kuntilanak sounds like a horrific ghost to encounter.  As someone whose been through a terrible childbirth experience,  I can understand where these nasty pregnant ghosts are coming from.  I certainly wanted to rip out someones guts halfway through my labor.